Adams Community Bank

Chat with the Experts: Stephen M.R. Covey

Join Stephen M.R. Covey, author of the book The Speed of Trust, in this fast paced and engaging presentation. You'll learn the leadership benefits of TRUST and how to establish and grow a high-trust, high-performance organization.

Chat with the Experts: Jean Chatzky

Jean Chatzky, author of the book The Difference, offers a different brand of financial guidance. With trademark calm and straightforward advice she has helped millions of Americans improve their everyday lives.

Chat with the Experts: Jack Canfield

Jack Canfield is the founder and co-creator of Chicken Soup for the Soul®. As an internationally recognized leader in personal development and peak performance strategies, he has spent the last 35 years teaching millions of people how to up-level everything they do.

Chat with the Experts: Bob Danzig

Bob Danzig, former nationwide head of the Hearst Newspaper Group, shares his powerful expertise on how to grow cream-of-the-crop performers. This session is for managers and those they want to turn into top performers.

Chat with the Experts: Harry S. Dent, Jr.

Harry S. Dent, Jr. is the founder and president of the H. S. Dent Foundation, a non-profit organization whose mission is "Helping People Understand Change." He offers unprecedented and refreshingly understandable tools for seeing the key economic trends that will affect your life, business and investments.

Chat with the Experts: David Allen

David has been featured in Fortune and labeled by Fast Company as "the guru of personal productivity." He has over 20 years experience as a management consultant, productivity coach, and educator.

Chat with the Experts: Rory Vaden

Rory shares how to roll up your sleeves and create the hard work mentality necessary to thrive in life today. He is a Gen Y that has made a profound impact on people of all generations on how to get over an entitled mentality and how to be responsible for the outcomes of your life.

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FAQs
PRODUCTS
RATES
MLOs
CALCULATORS

Is an Adjustable Rate right for me?
This depends mostly on two factors – your appetite for interest rate risk and the amount of time you plan on having the mortgage loan for.

Read More Frequently Asked Mortgage Questions.

Adams Community Bank offers a myriad of residential mortgage, loan and deposit products to assist our customers.

Click Here for details. Or visit one of our convenient locations.

MORTGAGE TYPE	RATE	APR*	MONTHLY PMT PER $1,000.00
15 Yr Fixed - no points	4.00%	4.00%	$7.40
15 Yr Fixed - 1 point	3.875%	4.03%	$7.33
30 Yr Fixed - no points	4.75%	4.75%	$5.22
30 Yr Fixed - 1 point	4.625%	4.75%	$5.14

Check Out More Mortgage Rates

*APR is defined as ANNUAL PERCENTAGE RATE.

EFFECTIVE APRIL 4, 2012

Need Help Applying For or Re-Financing a Loan?

Click Here to see Adams Community Bank's eight Mortgage Loan Originators that would love to assist you.

Bi-weekly Payment Calculator

Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest.

See More Financial Calculators

BANKING SMARTS

ARTICLES
TIPS
FAQs
TERMS
AUDIO
E-NEWS

About Banking Smarts© Articles
Adams Community Bank provides a series of articles written by industry experts on topics ranging from Tax Tips, Scams, Home Ownership to Students. We offer this resource to aide you in your future financial decisions. Read Articles

Reported Recent Scams
Adams Community Bank has been notified by both the FDIC and its customers that there are scams occurring in the Berkshires. These scams feature some common themes—a notification through email or the Internet to make or win money... Read More

How do I access telephone banking?

Adams Community Bank’s automated voice response system (VRU) # is 888-338-7272. Read More

Common Banking Terms & Acronyms

ACH	Automated Clearing House
AIF	Attorney in Fact
APR	Annual Percentage Yield

Listen to Chat with the Experts™

David Allen	59:51
Jack Canfield	67:46
Jean Chatzky	69:30
Dr. Stephen Covey	63:35
Bob Danzing	58:55
Harry Dent	64:51
Rory Vaden	59:18

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