Overdraft Notice

In accordance with M.G.L. Chapter 234 and the Acts of 2010, also known as the “18/65 Law,” Adams Community Bank makes a savings account and certain checking accounts available to any person 65 or older or 18 or younger upon which there will be no minimum balance requirement, no charge for deposits or withdrawals, and no fee for the basic line of checks offered by the Bank. A reasonable charge, as determined by the Commissioner of Banks, may be assessed when payment of a check or other transaction has been refused due to insufficient funds or paid despite insufficient funds.

If you are 65 or older or 18 or younger, please inquire by calling Customer Connect at 413.743.0001 or stop into any branch to find out how you can receive these benefits.