Mortgages and Home Equities

Finding the right mortgage is one of the most critical decisions, and it can also be the most confusing. A mortgage doesn’t have to be “one size fits all.” We have dozens of different ways to customize your mortgage, making sure you have the option that saves you the most over time. To be sure you’re making the best choice, you need to have the guidance of a responsive financing partner with experienced mortgage loan officers who live and work in the Berkshires.

We offer several different types of home loans, whether you’re purchasing a home or refinancing an existing one.


Make borrowing money as convenient as writing a check with an Adams Community Bank Home Equity Line of Credit.


Whether it’s home improvement, consolidation, or tuition, a Home Equity Loan from Adams Community Bank will give you the flexibility you need to make it happen.


Whether you are a homeowner looking to generate rental income, create space for extended family, or increase the value of your property, our Accessory Dwelling Unit (ADU) loan program can help!