Adams Community Bank’s government banking division has a full array of products and services to meet the needs of local government, municipalities, and educational institutions.
We look forward to working closely with your entity to provide insight and solutions to help you with your financial needs.
We are FDIC/DIF which means 100% of your funds will be insured.
For information about any of the products and services below, contact Laila or Kris from our government banking team toll-free at
(833)ACB-2GOV or 1-833-222-2468.
Municipal Checking Account
An interest bearing account offering unlimited deposit, check writing, and withdrawal activity, free check stock and no fees.
Municipal Premium Money Market Account
Our special high-yield interest rate account featuring two balance tiers offered to municipalities.
Interest Allocation Account
Our variable-rate high interest money market investment account combined into one easy to read monthly statement summarizing all deposits/credits, withdrawals/debits and interest earned in each sub account. This customizable account provides FY interest reporting and is ideal for Trust Funds, Stabilization, OPEB, CPA funds, etc.
A specially formatted check scanner is connected to an office computer, and your deposits are submitted online via the Bank’s secure remote deposit website, providing 24/7 availability and the convenience of not having to make a trip to the bank to make deposits.
State Aid Reporting
A detailed customized state aid report for municipalities who receive their state and/or federal aid deposited to our bank, e-mailed to you on the same day the bank receives your funds, and no need to look up on the Vendor web.
OnLine Business Banking
Our enhanced financial management platform for your municipality provides you and your designated administrator’s access to your account information online, anytime, anywhere.
Online Wire Transfer
Our online Wire Transfer product allows you to transfer funds quickly and easily, initiating outgoing domestic wires to any financial institution in the United States on the same day.*
* Monday-Friday, when processed before 2:00 pm, not including Saturday, Sunday or bank holidays.
Our secure token is an electronic device issued by the bank to provide an additional layer of protection against unauthorized access on your business banking for Wires and ACH.
Certificate of Deposit
Our CD products are very competitive offering fixed rates and terms from 6 months to three years.