Adams Community Bank Fee Schedule

Effective 10/1/2021

ATM Charges

Lost ATM/Debit Card Replacement
$6.00

ATM Withdrawal Service Charges:

     At Adams Community Bank
N/C

     Other ATM Locations
$1.00

     ATM Inquiry Service Charges
N/C

     POS (NYC) Charges
N/C

Checking & Savings Accounts

Additional/Duplicate Statement
$3.00

New Checking Account closing within 90 days
$20.00

New Savings Account closing within 6 months
$15.00

Deposit Return Item Fee
$7.11*

*$7.11 charged at state requirement for the deposit return item fee.

Stop Payment Fee:

     Check
$25.00

     Pre-Authorized Debit/ACH
$25.00


IMPORTANT INFORMATION REGARDING OVERDRAFT, INSUFFICIENT FUNDS, AND UNCOLLECTED FUNDS CHARGES

Overdraft, Insufficient Funds, and Uncollected Funds status may be determined on an available balance rather than your current balance. An item returned unpaid due to insufficient funds may be represented multiple times with an insufficient funds charge being assessed each time it is returned. Please review the UNDERSTANDING AND AVOIDING OVERDRAFT AND INSUFFICIENT FUNDS (NSF) CHARGE section of your account terms and conditions for full details.


Insufficient Funds/Overdraft Charge: NSF or overdrafts created by check, in person withdrawal, ATM withdrawal or other electronic means – EACH – (limit 3 per day)
$30.00

Insufficient Funds/Overdraft Charge for “18-65” Accounts: NSF or overdrafts created by check, in person withdrawal, ATM withdrawal or other electronic means – EACH – (limit 3 per day)
$5.00

Uncollected Funds created by check, in person withdrawal, ATM withdrawal or other electronic means – EACH – (limit 1 per day)
$30.00

Uncollected Funds Charge for “18-65” Accounts created by check, in person withdrawal, ATM withdrawal or other electronic means – EACH – (limit 1 per day)
$5.00


Overdraft Protection Transfer Fee per day charged to account transferred from

$5.00

Christmas Club Early Withdrawal Fee
$5.00

Safe Deposit Box Fees

Replacement Key
$35.00

Late Payment
$5.00

Drilling of Box (plus cost to bank)
$100.00

Miscellaneous

Official Check Fees:

     Money Orders
$2.00

     Treasurer’s Checks
$5.00

     Treasurer Chk or Money Order Reissue Fee
$25.00


Foreign Check Collection: (processing fees assessed by other banks for collection of a check will (or may) be added to the fees below)

     Check amounts less than $50,000
$23.00

     Check amounts of $50,000 or more
$40.00

Night Bag Replacement Fee
$20.00

Night Drop Replacement Key
$5.00

On-line Bill Payment (monthly)
N/C

Outgoing IRA Fee
$25.00

IRA Annual Fee
N/C

Research and Reconciliation Fee:

     Hourly
$25.00

     Statement Copy
$3.00

     Check Copy
$3.00

Monthly Account Inactivity Fee on balances of $10.00 or less after 12 months

$1.00

Escheatment
$40.00

Signature Guarantee (customers only)
N/C

Levy/Garnishment/Legal Order
$40.00

Check Cashing Card
$5.00

Wire Transfer Fees

Domestic Wire Out Charge
$25.00

Foreign Wire Out Charge
$50.00

Wire In Charge
$8.00

 

Fees may be reduced or eliminated based on relationship.
Please see a Customer Service Representative.