Smarter Treasury Solutions for your Business

ACB offers secure, tailored TREASURY MANAGEMENT services to help you optimize cash flow, mitigate risks, and simplify your financial operations.

Smarter Treasury Solutions for your Business

ACB offers secure, tailored TREASURY MANAGEMENT services to help you optimize cash flow, mitigate risks, and simplify your financial operations.

What is Treasury Management?

At Adams Community Bank, Treasury Management is more than financial tools—it’s a partnership built to support your business.

We work closely with your business to tailor solutions that simplify daily operations, automate payments, and provide greater visibility into your finances.

With ACB, you get the technology you need and the personal support you trust, right here in your community.

Treasury Management Services:

Our comprehensive services are designed to help you manage cash flow, optimize liquidity, and protect your accounts with advanced fraud prevention.

Digital Banking ACH Origination

Digital ACH Origination services allow you to transfer funds quickly and easily, initiating outgoing domestic ACH transfers to any financial institution in the United States for next business day delivery.*

Our RSA security token provides an additional layer of fraud protection against unauthorized access for ACH.

*Monday-Friday, when processed before 3:00 pm, not including Saturday, Sunday, or Federal holidays.

Digital Banking Wire Transfers

Digital Wire Transfer services allow you to transfer funds quickly and easily, initiating outgoing domestic wires to any financial institution in the United States on the same day.*

Our RSA security token provides an additional layer of fraud protection against unauthorized access to digital banking wires.

*Monday-Friday, when processed before 2:00 pm, not including Saturday, Sunday, or Federal holidays.

Positive Pay

Positive Pay is a powerful fraud prevention solution designed to help our customers detect and stop check and ACH fraud before it impacts their accounts.

With our Positive Pay Account Reconciliation Report, mismatched checks are identified quickly, and account activity is reconciled with greater accuracy. The report also provides a detailed summary of outstanding checks and a check register balance as of the reconciliation date.

Positive Pay reduces the risk of financial loss, enhances internal controls, and confidently protects your business’s financial reputation.  

Merchant Services

Accepting credit and debit cards is an integral part of running a business. Many customers carry cards instead of cash, and we want to assist you in finding the best way to process transactions and maximize your profits. 

To find out more about our Merchant Services partnership, click here.

Remote Deposit Capture

Remote Deposit Capture (RDC) provides 24-hour, 7-day-a-week availability to submit checks for deposit using a check scanner from the comfort of an office via ACB’s secure remote deposit website for next business day availability.*

*Monday-Friday, when processed before 3:00 pm, not including Saturday, Sunday, or Federal holidays.

Sweeps

Keep your business’s finances working smarter with ACB’s sweep option. This automated tool helps you manage cash flow and maximize return by ensuring excess funds are swept into an interest-bearing ACB Money Market account.

Taylor Gibeau

AVP, Treasury Management Officer

Taylor has been an integral part of ACB for several years, gaining treasury management and client relations experience in her previous roles. Her deep understanding of businesses’ needs and her consultative approach make her uniquely suited to lead this department.

Schedule an Appointment

Helpful Tools:

Looking to expand your business knowledge? ACB University offers practical, small business-focused modules that pair perfectly with our Treasury Management services!

Small Business
Banking Services
Small Business
Financial Statements