Debit Card Fraud and Protection

Due to the need for increased security measures, Adams Community Bank has blocked the use of ATM/Debit cards in selected countries and has restricted the use of ATM/Debit cards in other countries and some states. Please inquire with a customer service representative by stopping into one of our branch offices or by calling 413-743-0001 for the complete list of blocked and/or restricted states and countries, prior to traveling. In most cases, we may be able to unblock your restricted access. We are sorry for any inconvenience this may cause. We take your account security very seriously and encourage you to contact us prior to traveling.

It’s always a good idea to have a back-up form of payment in case your debit card is lost or stolen.

Domestic Rules

  • Any POS (signature) purchase greater than $49.99 made in the United States (excluding Florida, Massachusetts, and Vermont) may require a PIN number to be entered.
  • ATM or PIN-based transactions are not affected.

International Rules

For your protection, Adams Community Bank has blocked or restricted debit card use in all foreign countries. Please stop into one of our branch offices or contact us at 413-743-0001 prior to traveling to inquire on which countries are blocked/restricted and to determine if we are able to unblock restricted access for you. ATM or PIN-based transactions may also be affected.

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