Digital Wallet

Digital Wallet
A quick, secure, and convenient way to pay with your mobile device while enjoying the benefits of your ACB Debit Card. At its most basic level, a Digital Wallet is an online payment tool in the form of an app.

Benefits of a Digital Wallet
Leave your wallet at home and make life easier by storing payment information on your smart device, allowing fast and contactless digital payments on the go.

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    • Convenient: No need to dig into a wallet or purse for your ACB Debit
      Card. Even if you leave your wallet at home, you can make digital payments
      using your smart device. No need to enter your card details or carry a
      physical card to make payments.

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    • Secure: Your card number is never stored on the smart device, and your card
      information is never shared with merchants. When you add your ACB Debit
      Card into a Digital Wallet, a digital account number is assigned to your card that
      is used to process payments and protect your personal information.

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  • Contactless: Complete payments at various merchants by holding your
    smart device near a checkout terminal that displays the contactless pay symbol.

Setting up Your Digital Wallet

  • Step 1: Make sure a Digital Wallet app is installed on your smart device. Most smart devices have a standard Digital Wallet app already installed.
  • Step 2: Add your ACB Debit Card to your Digital Wallet app.
  • Step 3: Set your ACB Debit Card as your default payment card.

Paying with Your Digital Wallet
Hold your smart device near a compatible checkout register in-store, or select a digital wallet as your payment option on compatible websites.

When checking out in-store, pay with your Digital Wallet by opening your phone and authenticating your identity in your Digital Wallet app, and then holding your smart device close to a near field communication (NFC) – enabled terminal. Look for your preferred wallets logo symbols or the contactless pay symbol at checkout.

Make sure to choose your ACB Debit Card as your payment card if you did not do step 3.

Frequently Asked Questions

What is a Digital Wallet?

A Digital Wallet is, as it sounds- a digital platform to store payment methods to make check out a breeze. Digital Wallet allows you to make purchases online, in-store, or in-app without providing your physical card or card information.

How does it work?

Digital Wallet utilizes tokenization to complete your transactions. Tokenization takes your payment card information and assigns it a digital code, so your card information is never shared with merchants. Tokenization makes it nearly impossible for a fraudster to obtain your card information.

Will all merchants accept Digital Wallet?

Not all merchants have adopted this payment method. Pay anywhere you see the contactless NFC symbol, Apple Pay ® , Google Pay ™ , Samsung Pay ™ .

Which Adams Community Bank cards are eligible for Digital Wallet(s)?

Any ACB consumer or business debit card is eligible (excluding ATM-only cards.)

Why am I being asked to provide additional information to verify my card?

This is an additional security feature. When prompted, select the verification option that works best for you and enter the one-time-password (OTP) sent to you. A confirmation will then be sent to you to let you know your card is ready to use.


Message and data rates may apply.

Digital Wallet features, benefits, and functionality may vary. For specific information regarding your mobile wallet, please visit the device’s products page.

Google, Google Pay, and the Google Logo are trademarks of Google LLC.

Apple Pay is a registered trademark of Apple Inc.

Samsung Pay is a registered trademark of Samsung Electronics Co. Ltd.

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