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How to Protect Yourself Against Identity Theft, Scams, and Fraud

Adams Community Bank takes the security and privacy of our customer information seriously. To that end, on these pages are some tips for protecting your personal information. Taking just a few easy precautions can help protect your financial and personal information against identity theft. Education and awareness are great first steps.


Adams Community Bank will never call you or send you an email message requesting any personal information. If you receive a request for this information, it is a scam referred to as phishing. Do not provide this information and notify us immediately!

Adams Community Bank will also not ask you for this information while conducting online banking or under any other circumstances through the internet. If you receive a pop up message asking for any personal information while online it is a scam! These scams can appear from malicious code that has been installed on your computer. Do not provide this information and notify us immediately! Remember, it is important that you update and run anti-virus protection software on a regular basis to help protect your computer against malicious code.

Always remember, you supplied us with all necessary information at account opening and there is never a need to request it again. We may however, occasionally ask you to confirm your information is correct.

Look For These Warning Signs:

  • The caller or email message will urge you to act quickly or your account will be closed.
  • The wording may be sloppy and contain errors and misspellings.
  • Personal information is requested – such as user names and passwords, debit card numbers and PINs, social security numbers, mother’s maiden name, etc. (Remember, we already have your account information and should not have your passwords, PINs or other access codes!)

Under the FACT Act amendments to the Fair Credit Reporting Act, you are entitled to one free Personal Credit Report in a 12 month period. To request this free annual report, you may contact: 877-322-8228.

Consumers are encouraged to regularly review their credit reports. offers consumers a fast and convenient way to request, view and print their credit reports in a secure Internet environment.

Fake Check Scams
Have you or someone you know received a check in the mail that is too good to be true? Don’t be fooled and become a victim. For more information on check scams check out How To Spot, Avoid, and Report Fake Check Scams, an article available on the Federal Trade Commissions website.

Identity Theft
You’ve probably heard of it. You may even know someone who has become a victim of it. Identity Theft is the fastest growing crime in the world, and unfortunately almost anyone can be vulnerable. By taking steps to manage your personal information wisely and with timely awareness, you can minimize the risk of it happening to you. Learn More about identity theft »

Phishing Scams
This term is used to describe a scam whereby an email is sent to someone with the representation it is from a legitimate establishment, but the true intent is to gather personal information of that person with the intent to perpetrate fraud. Learn More about phishing scams »

More Helpful Consumer Information
Federal Trade Commission
Money Management International’s Credit Counseling Service

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