Synergy Cashback Rewards

This checking account rewards accountholders with cash back on their debit card purchases and a rebate of the monthly maintenance service charge when minimum qualifications are met during the account’s statement cycle.1

Additional features include:

  • $50.00 minimum to open account
  • No minimum balance required
  • Receive 1.00% cash back on up to $1,500 worth of debit card purchases* that post and settle during the statement cycle
  • Easy-to-balance monthly statements
  • Check images returned for easy record keeping

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1To qualify for Synergy Cashback Rewards and receive reimbursements on your $5.00 maintenance service charge, you must perform the following during the “statement cycle:”

  • Have at least one (1) automatic payment (ACH) or one (1) direct deposit post and settle; and
  • Be enrolled and receive eStatements via Online Banking.**

*Debit card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying debit card transactions for the purpose of earning rewards within the accounts.  Transfers between accounts do not count as qualifying transactions for the purpose of earning rewards within the account.  Only debit card transactions processed by merchants and received by the Bank as POS Withdrawals count towards qualifying debit card transactions.  Please note that transactions MUST post and settle to your account during the “statement cycle”. They may not be in a pending state to qualify as one of the qualifications. Transactions may take one or more banking days from the day the transaction was made to post to and settle an account.

Adams Community Bank has no control nor influence over any merchant’s payment processing procedures or methodologies. Please consult with the merchant’s management and your State’s Banking Commissioner if you believe your transaction(s) were not processed in accordance with your signature authorization.

**Enrollment in online banking and in electronic statements is required to meet certain qualifiers.  Please contact us for details on how to enroll.

“Statement Cycle” means the period of time for which Adams Community Bank provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. The Synergy Rewards Statement Cycle ends on the last business day of each month. “Business Day” means Monday through Friday and excludes Saturdays, Sundays, and federal holidays.

Restrictions – Only one account per tax owner will qualify. If a tax owner has more than one Synergy Cashback account, the account with the earliest open date/time (the account opened the longest) that also meets all qualification requirements will be the only account with the opportunity to qualify. All other Synergy Cashback accounts with the same tax owner will not qualify for Cashback Rewards or the maintenance service charge rebate regardless of the qualifications being met.

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