Optimum Personal Savings
Our Optimum Personal Savings account is the answer to a high-yield savings account with the convenience of account-to-account transfers through Online Banking*. This account allows you to automatically earn more money based on your account balance.
- $25,000.00 minimum deposit to open
- $10.00 minimum balance to earn interest
- Monthly maintenance fee of $40.00 if balance falls below $25,000