Optimum Personal Savings

Our Optimum Personal Savings account is the answer to a high-yield savings account with the convenience of account-to-account transfers through Online Banking*. This account allows you to automatically earn more money based on your account balance.

  • $10.00 minimum deposit to open
  • $10.00 minimum balance to earn interest
  • Monthly maintenance fee of $40.00 if balance falls below $25,000


*Transfers from an Optimum Personal Savings account to another account or to third parties by preauthorized automatic, telephone, or computer transfer are limited to six per statement cycle.

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